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브레이크뉴스 문홍철 기자= 고금리가 장기화되면서, 상당수 건설기업들의 자금사정이 매우 좋지 않은 것으로 나타났다.
19일 한국경제인협회에 따르면 시장조사 전문기관인 모노리서치에 의뢰해 ‘매출 500대 건설기업 자금사정 조사’(102개사 응답)를 실시한 결과, 응답기업 10곳 중 4곳은 현재 자금사정이 어려우며, 올해 하반기에 자금사정이 호전될 것으로 전망하는 기업은 10곳 중 1곳에 그쳤다.
구체적으로 최근 기업들의 자금사정은 △평년과 비슷(43.1%) △곤란(38.3%) △양호(18.6%) 순으로 나타나, ‘곤란’ 응답이 ‘양호’의 약 2배였다.
하반기 자금사정 전망도 △비슷(52.9%) △악화(33.4%) △호전(13.7%) 순으로, 한경협은 연말까지 건설업종 자금난이 지속될 것으로 내다봤다.
자금사정에 부정적 영향을 미치는 요인으로는 ‘원자재 가격 및 인건비 상승’ (31.4%)을 가장 많이 꼽았고, △높은 차입 금리(24.5%) △신규계약 축소(16.7%) 등으로, 고물가와 고금리가 자금사정을 악화시키는 주요 원인으로 조사됐다.
영업이익으로 이자비용을 감당할 수 있는 기준금리 임계치를 묻는 질문에서는 응답기업의 76.4%가 현재 기준금리 수준(3.50%)에서 이미 임계치를 넘었다고 응답했다. 현 기준금리 수준에서 여유가 있는 기업은 17.7%에 그쳤다.
올해 연말 우리나라 기준금리 수준에 대한 전망을 묻는 질문에서는, △3.50%(32.4%) △3.25%(30.4%) △3.00%(15.7%) △3.75%(15.7%) 등이었다.
아울러 응답기업의 65.7%에 해당하는 기업들은 올해 하반기 기업들의 자금수요가 현재와 비슷할 것이라고 전망했으며, 자금수요가 늘어날 것으로 응답한 기업(26.4%)이 감소할 것으로 응답한 기업(7.9%)보다 3배 이상 많았다.
자금수요가 발생할 것으로 예상되는 부문은 ‘협력업체 공사대금 지급’(32.4%)이 가장 많았고, △선투자 사업 추진(17.6%) △원자재‧장비 구입(16.7%) 등이었다.
건설기업은 주로 금융기관 차입을 통해 자금을 조달하며, 자금조달 시 높은 대출 금리와 수수료로 인해 어려움이 많은 것으로 나타났다.
주된 자금조달 방식으로 △금융기관 차입(72.5%) △내부유보자금 활용(17.6%) △회사채 발행(4.9%) 등을 꼽았다. 자금 조달 시 최대 애로사항으로는 △높은 대출금리 및 각종 수수료(75.5%) △과도한 연대보증 및 담보 요구(10.8%) 등을 지적했다.
건설사들은 안정적인 자금관리를 위한 정책과제로 △금리부담 및 수수료 수준 완화(39.2%) △공급망 관리를 통한 원자재 가격 안정화(16.7%) △부동산시장 연착륙을 위한 규제완화(16.7%) 등을 지목했다.
이상호 한경협 경제산업본부장은 “고물가·고금리 장기화, 부동산 경기 침체 등 복합적 요인으로 건설기업들의 금융비용 부담이 커지면서 자금사정이 악화되고 있다”며 “건설업계가 한계상황을 이겨낼 수 있도록 금리‧수수료 부담 완화, 원자재 가격 안정화, 준공기한의 연장 등의 정책적 지원이 필요하다”고 강조했다.
break9874@naver.com
*아래는 위 기사를 '구글 번역'으로 번역한 영문 기사의 [전문]입니다. '구글번역'은 이해도 높이기를 위해 노력하고 있습니다. 영문 번역에 오류가 있을 수 있음을 전제로 합니다.<*The following is [the full text] of the English article translated by 'Google Translate'. 'Google Translate' is working hard to improve understanding. It is assumed that there may be errors in the English translation.>
Construction companies' financial situation worsens due to prolonged high interest rates... difficult to cover interest costs
Break News Reporter Moon Hong-cheol= As high interest rates continue for a long time, the financial situation of many construction companies appears to be very poor.
According to the Korea Economic Association on the 19th, a market research agency, Mono Research, was commissioned to conduct a 'Financial Situation Survey of the Top 500 Construction Companies' (102 companies responded). As a result, 4 out of 10 responding companies are currently in difficult financial situations, and this year's Only 1 in 10 companies expected their financial situation to improve in the second half of the year.
Specifically, the recent financial situation of companies was in the order of △similar to normal (43.1%) △difficult (38.3%) △good (18.6%), with the response of ‘difficult’ being about twice as many as ‘good’.
The outlook for the financial situation in the second half is in the order of △similar (52.9%) △worsening (33.4%) △improved (13.7%). The Korea Economic Cooperation Cooperative predicted that financial difficulties in the construction industry will continue until the end of the year.
Factors that have a negative impact on the financial situation were most often cited as 'increasing raw material prices and labor costs' (31.4%), followed by △high borrowing interest rates (24.5%) △reduction in new contracts (16.7%), etc., with high prices and high interest rates leading to a decrease in funds. It was found to be the main cause of worsening the situation.
When asked about the threshold of the base interest rate at which interest costs can be covered with operating profits, 76.4% of responding companies responded that the threshold has already been exceeded at the current base interest rate level (3.50%). Only 17.7% of companies have room to spare at the current base interest rate level.
When asked about the outlook for Korea's base interest rate level at the end of this year, the answers were △3.50% (32.4%) △3.25% (30.4%) △3.00% (15.7%) △3.75% (15.7%).
In addition, 65.7% of the responding companies predicted that their funding demand in the second half of this year would be similar to the current one, and companies that responded that their funding demand would increase (26.4%) were 3 times more likely than companies that responded that their funding demand would decrease (7.9%). There were more than twice as many.
The most common sectors expected to require funds were ‘payment of construction costs to partners’ (32.4%), followed by the promotion of advance investment projects (17.6%) and the purchase of raw materials and equipment (16.7%).
Construction companies mainly raise funds through borrowing from financial institutions, and they face many difficulties in raising funds due to high loan interest rates and fees.
The main financing methods included borrowing from financial institutions (72.5%), utilizing internal reserve funds (17.6%), and issuing corporate bonds (4.9%). The biggest difficulties in raising funds were pointed out as △high loan interest rates and various fees (75.5%) △excessive joint guarantee and collateral requirements (10.8%).
Construction companies pointed out the following as policy tasks for stable fund management: easing interest rate burden and commission levels (39.2%), stabilizing raw material prices through supply chain management (16.7%), and easing regulations for a soft landing in the real estate market (16.7%).
Lee Sang-ho, head of the Economic and Industrial Cooperation Division of the Korea Economic Cooperation Cooperation, said, “The financial situation is worsening as the financial cost burden on construction companies increases due to complex factors such as high inflation, prolonged high interest rates, and the real estate recession.” He emphasized, “Policy support such as easing, stabilizing raw material prices, and extending the construction completion deadline is necessary.”
