 ▲ 윤석열 정부 용산 대통령실 청사 ©뉴시스 |
대통령실이 5일 "은행이 이익을 우선해 소비자 보호에 소홀하지 않게 내부 통제가 제대로 작동할 수 있도록 개선해 나갈 것"이라고 밝혔다.
대통령실은 이날 홈페이지 '사실은 이렇습니다' 코너에서 "은행 포함 금융산업 전반에 경쟁·혁신을 촉진하는 정책을 지속 추진해 나갈 계획"이라며 이같이 전했다.
그러면서 "그간 은행은 안정적 사업구조에 기대 혁신·경쟁이 부족하며 막대한 이자 이익을 거두면서도 국가·국민에 대한 책임이 소홀하단 지적이 있어왔다"며 "낮은 금리 갈아타기 확대·지방은행의 시중은행 전환·인터넷뱅크 신규 인가 등 은행 간 경쟁을 계속 촉진하겠다"고 밝혔다.
또 정부·은행권이 함께 마련한 2조3천억 규모 민생 금융 지원 방안을 소개하면서 "소상공인에게 1조5천억 상당 은행 이자가 환급된다"며 "이를 통해 소상공인 188만명이 1인당 평균 80만원을 돌려받게 된다"고 전했다.
정부는 8천억 재정을 투입해 소상공인을 추가 지원하는 한편 청년을 비롯 금융 취약계층에 학자금·주거·생활 안정 자금을 지급하는 동시에 소상공인·소기업에 전기료·통신비·임대료 등 경비를 지원한다.
*아래는 위 기사를 '구글 번역'으로 번역한 영문 기사의 [전문]입니다. '구글번역'은 이해도 높이기를 위해 노력하고 있습니다. 영문 번역에 오류가 있을 수 있음을 전제로 합니다.<*The following is [the full text] of the English article translated by 'Google Translate'. 'Google Translate' is working hard to improve understanding. It is assumed that there may be errors in the English translation.
Office of the President: “Banks should improve internal controls to operate properly without neglecting consumer protection.”
“Banks are expected to have a stable business structure, but lack innovation and competition. It is pointed out that they are neglecting their responsibilities to the country and citizens while reaping huge interest profits.”
-kihong Kim reporter
The President's Office announced on the 5th, "We will improve internal controls to ensure that the bank operates properly so that it does not neglect consumer protection by prioritizing profits."
On this day, the President's Office said in the 'These are the facts' corner of the website, "We plan to continue to pursue policies that promote competition and innovation in the overall financial industry, including banking."
At the same time, he said, “There have been criticisms that banks lack innovation and competition in reliance on a stable business structure, and that they neglect their responsibilities to the country and citizens while generating enormous interest profits.” ·We will continue to promote competition among banks, including new approvals for internet banks.”
In addition, while introducing the 2.3 trillion won financial support plan for people's livelihood prepared jointly by the government and the banking sector, he said, "Bank interest worth 1.5 trillion won will be refunded to small business owners. Through this, 1.88 million small business owners will receive an average of 800,000 won per person." “He said.
The government will invest 800 billion won to provide additional support to small business owners, while providing tuition, housing, and livelihood stabilization funds to young people and other financially vulnerable groups, while also supporting small business owners and small businesses with expenses such as electricity bills, communication costs, and rent.
