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브레이크뉴스 문홍철 기자= 하나은행이 고속성장, 건실경영, 양성평등, 글로벌경쟁력 등 부문에서 뛰어난 경영 성과를 올리며 국내 금융사 121곳 중 ‘2024년 그레이트 컴퍼니(Great Company)’ 종합 최우수 기업으로 선정됐다. 2022년부터 3년 연속 수성이다.
이어 한국투자증권이 고속성장과 글로벌경쟁력 부문에서 각 1위를 차지하며 종합 2위 기업으로 등극했다. 2021년 종합 3위를 기록했던 적은 있지만 주요 시중은행을 제치고 2위로 올라선 것은 이번이 처음이다.
29일 CEO스코어에 따르면 2023년 결산 기준 자산 2조원 이상 또는 상장사 121곳을 대상으로 경영평가를 실시한 결과, 하나은행이 300점 만점에 최고점인 258.3점을 받아 종합 1위에 이름을 올렸다.
올해로 8회째를 맞이한 ‘그레이트 컴퍼니(Great Company)’는 CEO스코어가 △고속성장 △건실경영 △일자리창출 △양성평등 △글로벌경쟁력 등 5개 부문에 걸쳐 매년 진행하는 금융사 종합평가다.
2017년 초기 평가 당시에는 국내 500대 기업 평가에 포함해 발표했으나, 2020년부터는 일반 기업과 평가 기준이 다른 금융업의 특성을 반영해 금융사를 분리해 별도 평가하고 있다.
해당 평가는 조사 부문별 60점을 기준으로 총점 300점을 만점으로 집계했다. 업종(국내은행·보험·신용카드·증권·금융지주·저축은행) 및 자산규모(50조 이상·20조 이상·5조 이상·5조 미만)를 기준으로 표준점수를 산정하고 각 부문별 기준에 따른 가중치를 적용해 산출했다.
보험 업종의 경우 지난해부터 회계 기준이 IFRS17로 변경된 데 따라 2023년 사업(감사)보고서상의 재무제표를 기준으로 작업했다.
단, 건실경영 부문은 업종별 평가 기준이 다른 만큼 자산규모별 표준점수 산정은 생략했다. 양성평등의 경우 사업보고서를 제출한 기업만을 대상으로 평가했다. 감사보고서만을 제출하는 외부회계감사법인(외감법인)의 경우 성별 임직원 비율 및 임금, 근속연수 격차 등 상세한 직원 현황을 파악하기 어려운 데 따른 것이다.
하나은행은 총 5개 평가 부문 중 4개 부문에서 각 상위 5위권 안에 이름을 올리며 올해 금융사 경영평가에서 최우수 기업으로 선정됐다. 특히, 건실경영의 경우 56.9점을 기록하며 전체 금융사 중 1위로 평가됐다. △고속성장(50.6점) △양성평등(54.0점) △글로벌경쟁력(54.3점) 등 부문 역시 우수한 경영 성과로 높은 점수를 받아 종합 1위 수성에 기여했다.
한국투자증권은 총점 256.2점을 기록하며 종합 2위에 랭크됐다. 고속성장과 글로벌경쟁력 등 2개 부문에서 각각 57.1점, 58.3점을 기록하며 부문별 1위에 이름을 올린 점이 반영된 결과다.
우리은행은 총점 254.5점으로 종합 3위를 기록했다. 세부적으로 △건실경영(55.1점) △일자리창출(50.9점) △양성평등(53.8점) 등 부문에서 높은 점수를 기록한 영향이다.
이어 KB국민은행은 총점 252.8점, 신한은행은 총점 246.2점으로 각각 종합 4위와 5위에 이름을 올렸다. KB국민은행은 △건실경영(55.5점) △양성평등(53.9점) △글로벌경쟁력(52.4점) 등 3개 부문에서 우수한 성과를 입증받았으며, 신한은행은 △건실경영(56.2점) △일자리창출(48.2점) 에서 높은 점수를 받았다.
종합 6위부터 10위까지는 △삼성생명(242.9점) △삼성화재(240.0점) △IBK기업은행(237.3점) △대신증권(235.3점) △KB증권(229.3점) 등이다.
전업카드사를 포함한 여신금융사와 저축은행 등의 경우 종합 순위 10위 내 단 한 곳도 자리하지 못했다. 이는 고금리 지속으로 인한 조달 비용 증가 및 경기 회복 지연 등 비우호적인 경영 여건에 따른 결과로 보인다.
이 같은 상황에서도 현대카드는 건실경영과 양성평등 부문에서 각각 52.0점과 54.8점을 획득하며 여신금융사 중 유일하게 평가 부문별 톱5 내 자리했다. 그러나 여타 부문에서 순위권 내 위치하지 못해 종합 10위권 내 이름을 올리지는 못했다.
부문별로 살펴보면 고속성장 부문에는 △한국투자증권(57.1점) △대신증권(54.9점) △KDB산업은행(54.4점) △하나은행(50.6점) △삼성화재(50.0점) 등이 상위 5위권 내 랭크됐다. 평가는 △자산수익률(ROA) 및 증감 △자기자본이익률(ROE) 및 증감 △자산 및 자본 증감률 등의 지표를 활용했다.
건실경영 부문에는 △하나은행(56.9점) △신한은행(56.2점) △KB국민은행(55.5점) △우리은행(55.1점) △현대카드(52.0점) 등이 우수사로 꼽혔다. 평가는 △BIS자기자본비율 및 증감 추이 △고정이하여신비율 및 증감 추이 △총 대출채권 연체율 및 증감 추이 등 업종 특성을 반영한 수치를 활용했다.
일자리창출 부문에는 △IBK기업은행(51.0점) △우리은행(50.9점) △카카오뱅크(49.6점) △신한은행(48.2점) △삼성화재(47.9점) 등이 선정됐다. 평가는 △고용증감률 △정규직(기간의 정함이 없는 근로자) 비율 및 증감 추이 등을 기준으로 했다.
양성평등 부문에는 △현대카드(54.8점) △하나은행(54.0점) △KB국민은행(53.9점) △우리은행(53.8점) △NH투자증권(53.3점) 등이 우수사로 평가됐다. 평가는 △여성 임원 및 직원 비율 △성별 임금 격차 △성별 근속연수 격차 등을 활용했다.
글로벌경쟁력 부문에는 △한국투자증권(58.3점) △하나은행(54.3점) △KB국민은행(52.4점) △KDB산업은행(52.3점) △대신증권(51.8점) 등이 상위사로 손꼽혔다. 평가는 글로벌 1위 기업 대비 △ROA 격차 △ROE 격차 △자산 격차 △자본 격차 등을 산출해 진행했다.
break9874@naver.com
*아래는 위 기사를 '구글 번역'으로 번역한 영문 기사의 [전문]입니다. '구글번역'은 이해도 높이기를 위해 노력하고 있습니다. 영문 번역에 오류가 있을 수 있음을 전제로 합니다.<*The following is [the full text] of the English article translated by 'Google Translate'. 'Google Translate' is working hard to improve understanding. It is assumed that there may be errors in the English translation.>
Hana Bank ranked ‘best’ in financial company management evaluation for 3 consecutive years… entered second place for the first time in Korea Investment & Securities
Break News Reporter Moon Hong-cheol= Hana Bank was selected as the best overall company in the ‘2024 Great Company’ among 121 domestic financial companies by achieving outstanding management performance in areas such as rapid growth, sound management, gender equality, and global competitiveness. It will be Mercury for three consecutive years starting from 2022.
Next, Korea Investment & Securities took first place in the rapid growth and global competitiveness categories, becoming the second largest company overall. Although it has ranked 3rd overall in 2021, this is the first time it has surpassed major commercial banks and risen to 2nd place.
According to CEO Score on the 29th, as a result of a management evaluation of 121 listed companies with assets of more than 2 trillion won or more as of 2023 settlement, Hana Bank ranked first overall, receiving the highest score of 258.3 out of 300.
‘Great Company’, which celebrates its 8th anniversary this year, is a comprehensive evaluation of financial companies conducted every year in five categories: CEO Score, rapid growth, sound management, job creation, gender equality, and global competitiveness.
At the time of the initial evaluation in 2017, it was included in the evaluation of Korea's top 500 companies, but from 2020, financial companies are being separated and evaluated separately, reflecting the characteristics of the financial industry, which has different evaluation standards from general companies.
The evaluation was calculated with a total score of 300 points, based on 60 points for each survey section. Standard scores are calculated based on industry (domestic banks, insurance, credit cards, securities, financial holdings, savings banks) and asset size (more than 50 trillion won, more than 20 trillion won, more than 5 trillion won, less than 5 trillion won) and standards for each sector. It was calculated by applying weights according to .
In the case of the insurance industry, as the accounting standard was changed to IFRS17 from last year, work was done based on the financial statements in the 2023 business (audit) report.
However, as the sound management sector has different evaluation standards for each industry, standard score calculation by asset size was omitted. In the case of gender equality, only companies that submitted business reports were evaluated. This is because, in the case of external accounting audit firms (external audit firms) that only submit audit reports, it is difficult to determine detailed employee status, such as gender ratio of executives and employees, wages, and gap in years of service.
Hana Bank was selected as the best company in this year's financial company management evaluation, ranking in the top five in four of the five evaluation categories. In particular, sound management scored 56.9 points, ranking first among all financial companies. Categories such as △ rapid growth (50.6 points) △ gender equality (54.0 points) △ global competitiveness (54.3 points) also received high scores for excellent management performance, contributing to the overall first place.
Korea Investment & Securities ranked second overall with a total score of 256.2. This result reflects the fact that it ranked first in each category, scoring 57.1 points and 58.3 points in two categories, including rapid growth and global competitiveness, respectively.
Woori Bank ranked 3rd overall with a total score of 254.5 points. In detail, this is the result of high scores in categories such as sound management (55.1 points), job creation (50.9 points), and gender equality (53.8 points).
KB Kookmin Bank followed with a total score of 252.8 points, and Shinhan Bank ranked 4th and 5th overall, respectively, with a total score of 246.2 points. KB Kookmin Bank has proven its excellent performance in three areas, including △ sound management (55.5 points) △ gender equality (53.9 points) △ global competitiveness (52.4 points), while Shinhan Bank has △ sound management (56.2 points) △ job creation ( It received a high score of 48.2 points.
From 6th to 10th place overall, there are △Samsung Life Insurance (242.9 points) △Samsung Fire & Marine Insurance (240.0 points) △IBK Industrial Bank (237.3 points) △Daishin Securities (235.3 points) △KB Securities (229.3 points).
In the case of credit finance companies and savings banks, including full-time credit card companies, not a single one was ranked in the top 10 in the overall rankings. This appears to be the result of unfavorable business conditions, such as increased procurement costs due to continued high interest rates and delayed economic recovery.
Even in this situation, Hyundai Card was the only credit finance company to rank in the top five in each evaluation category, scoring 52.0 points and 54.8 points in the sound management and gender equality categories, respectively. However, it was not ranked in the rankings in other categories, so it could not be ranked in the top 10 overall.
Looking at each sector, in the high-growth sector, △Korea Investment & Securities (57.1 points) △Daishin Securities (54.9 points) △KDB Korea Development Bank (54.4 points) △Hana Bank (50.6 points) △Samsung Fire & Marine Insurance (50.0 points) are in the top 5. Ranked. The evaluation used indicators such as return on assets (ROA) and change, return on equity (ROE) and change, and asset and capital change rate.
In the sound management category, Hana Bank (56.9 points), Shinhan Bank (56.2 points), KB Kookmin Bank (55.5 points), Woori Bank (55.1 points), and Hyundai Card (52.0 points) were selected as excellent companies. The evaluation used figures reflecting industry characteristics, such as △BIS capital ratio and increase/decrease trend △Non-performing loan ratio and increase/decrease trend △total loan delinquency rate and increase/decrease trend.
In the job creation category, △IBK Industrial Bank (51.0 points) △Woori Bank (50.9 points) △Kakao Bank (49.6 points) △Shinhan Bank (48.2 points) △Samsung Fire & Marine Insurance (47.9 points) were selected. The evaluation was based on △ employment change rate △ ratio of regular employees (employees with an indefinite period) and increase/decrease trend.
In the gender equality sector, Hyundai Card (54.8 points), Hana Bank (54.0 points), KB Kookmin Bank (53.9 points), Woori Bank (53.8 points), and NH Investment & Securities (53.3 points) were evaluated as excellent companies. The evaluation utilized the following factors: the ratio of female executives and employees, the gender wage gap, and the gender gap in years of service.
In the global competitiveness category, Korea Investment & Securities (58.3 points), Hana Bank (54.3 points), KB Kookmin Bank (52.4 points), KDB Korea Development Bank (52.3 points), and Daishin Securities (51.8 points) were selected as top companies. The evaluation was conducted by calculating △ROA gap △ROE gap △asset gap △capital gap compared to the global No. 1 company.
