 |
브레이크뉴스 문홍철 기자= 코로나19 4차 대유행이 본격화되면서 구직자의 하반기 취업에도 빨간불이 켜졌다. 취업은 커녕 아르바이트 자리도 구하기 힘든 상황이 계속되자 생활비, 학비 명목으로 빚을 진 구직자도 늘어나 이중고를 겪고 있는 것으로 나타났다.
5일 사람인에 따르면 구직자 1498명을 대상으로 ‘빚 현황’에 대해 조사한 결과, 5명 중 2명이 현재 빚을 ‘가지고 있다’(40.5%)고 답했다.
구직자들이 현재 갚아야 할 빚의 규모는 3287만원으로 지난해보다 268만원 증가했다. 특히, 코로나19 이전인 2019년 2261만원과 비교하면 2년 만에 무려 1026만원이나 증가한 것으로 나타났다.
실제, 구직자들도 빚을 지는데 코로나19의 영향을 받았다고 체감하고 있었다. 빚을 진 응답자 중 64.2%가 코로나19가 빚을 지는데 영향을 줬다고 답한 것.
구체적인 영향으로는 '좁아진 채용문으로 인해 취업이 늦어짐’(64.3%)이라는 답변이 가장 많았다. 이어 ‘아르바이트 자리가 급감해 수입 감소하거나 없어짐’(41.9%), ‘취업 부담이 늘면서 취업 사교육비가 증가함’(21.6%), ‘가계가 어려워져 용돈, 학비를 지원받지 못함’(18.5%), ‘가계가 어려워져 부모님께 용돈을 드리거나 지원해야 함’(14.9%) 순이었다.
이들은 빌린 돈으로 ‘교통비, 식비 등 생활비’(50.3%), ‘자취방 전-월세 자금’(30.2%), ‘등록금 등 학비’(27.9%), ‘학원 수강 등 취업준비비용’(10.7%) 등으로 사용한 것으로 조사됐다. 코로나19로 취업시장이 위축돼 취업이 계속 늦어지면서, 생활에 필요한 비용과 학비 등을 충당하기 위해 빚을 진 것으로 보인다.
남은 빚을 갚는 방법으로는 ‘취업 후 월급’(83.5%)이 단연 많았다. 이어 ‘아르바이트 등 비정기적인 수입’(16.3%), ‘또 다른 대출로 돌려 막기’(9.9%), ‘적금 등 모아둔 목돈’(7.3%) , ‘주식 등 투자 수익’(5.8%) 등이었다.
빚을 모두 갚기까지는 평균 4.7년이 걸릴 것으로 예상하고 있었다. 구체적으로 살펴보면 ‘5년’(21.6%)이 가장 많았고, ‘2년’(17.3%), ‘1년 이내’(14.7%), ‘3년’(14.2%) 순이었다. ‘10년 이상’ 걸린다는 응답도 13.5%나 됐다.
또한, 응답자의 85.1%는 코로나19 상황이 더 계속되면 상환이 지연될 것이라 예상해 코로나 상황이 청년들의 빚 상환에도 상당한 영향을 미칠 것으로 보인다.
아래는 위의 글을 구글번역이 번역한 영문의 <전문>이다. [Below is an English <Full text> translated by Google Translate.]
Job seekers, ‘double high school’ in the fourth wave of Corona 19.. Average debt of 32.87 million won
-Reporter Moon Hong-cheol
As the 4th pandemic of COVID-19 began in earnest, the red light was also turned on for job seekers to find employment in the second half of the year. As the situation continued to be difficult to find a part-time job, let alone finding a job, the number of job seekers who owed money for living expenses and school expenses increased, and it was found that they were experiencing double hardship.
According to Sarain on the 5th, as a result of a survey on ‘debt status’ of 1,498 job seekers, two out of five said they ‘have debt’ (40.5%).
The amount of debt that job seekers are currently obliged to repay is 32.87 million won, an increase of 2.68 million won from last year. In particular, compared to 22.61 million won in 2019, before Corona 19, it was found that it increased by 10.26 million won in two years.
In fact, job seekers were also feeling the impact of COVID-19 on taking on debt. 64.2% of respondents who were in debt answered that COVID-19 had an impact on their debt.
As for the specific impact, the most common answer was 'recruitment is delayed due to narrow recruitment' (64.3%). Then, 'income decreased or disappeared due to a sharp drop in part-time jobs' (41.9%), 'Private education expenses for employment increased as the burden of employment increased' (21.6%), and 'they were unable to receive pocket money and tuition due to family difficulties' (18.5%). ), and 'the family is struggling, so you have to give or support your parents' (14.9%).
They borrowed money for 'living expenses such as transportation and food' (50.3%), 'money rent before one's room' (30.2%), 'tuition expenses including tuition' (27.9%), 'job preparation expenses such as attending private institutes' (10.7%) It has been found to have been used for As the job market contracted due to the COVID-19 outbreak, and employment continued to be delayed, it seems that the debt was borrowed to cover living expenses and tuition.
The most common way to pay off the remaining debt was ‘salary after employment’ (83.5%). 'Irregular income such as a part-time job' (16.3%), 'blocking it with another loan' (9.9%), 'a large sum of money, such as savings,' (7.3%), and 'return on investment, such as stocks' (5.8%) .
It was expected that it would take an average of 4.7 years to pay off all of the debt. Specifically, ‘5 years’ (21.6%) was the most common, followed by ‘2 years’ (17.3%), ‘within one year’ (14.7%), and ‘3 years’ (14.2%). 13.5% of the respondents answered that it would take “more than 10 years”.
In addition, 85.1% of respondents expect that repayment will be delayed if the COVID-19 situation continues, so the corona situation is expected to have a significant impact on the debt repayment of young people.
