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브레이크뉴스 문홍철 기자= 지난해 말 기준 상위 대형 건설사 가운데 부동산 PF(Project Financing) 대출 규모만으로 자기자본의 100%를 넘긴 곳이 9곳에 달하는 것으로 집계됐다. 전년동기 7곳보다 2곳이 늘었다.
5일 CEO스코어에 따르면 2023년 시공능력평가 상위 50대 건설사 중 전년도와 비교가 가능한 39개 건설사를 대상으로 부동산 PF 관련 차입금 현황(보증한도 및 보증금액·대출잔액, 연결 기준)을 조사한 결과, 지난해 말 기준 전체 대출 잔액은 46조3644억원으로 전년 동기 40조2165억원 대비 6조1479억원(15.3%) 증가했다.
세부 항목으로는 본PF(인허가 후 시공‧개발비용 조달용 대출)가 27조5927억원(59.5%)으로 가장 많았다. 이는 전년 동기보다 4조9023억원(21.6%) 증가한 수준이다.
이어 브릿지론(토지 매입 등 사업 초기 자금을 확보하기 위한 대출)은 17조2192억원(37.1%)으로 전년 동기 대비 6236억원(3.8%) 늘었다. 기타 대출비용은 1조5525억원(3.3%)으로 전년보다 6220억원(66.9%) 증가했다.
지난해 말 기준 자본총계 대비 부동산 PF 차입금 비중이 100%를 넘은 건설사는 총 9개로 확인됐다. 자본잠식 상태인 태영건설을 포함해 △코오롱글로벌 351.7% △두산건설 300.8% △SGC E&C 289.6% △신세계건설 208.4% △롯데건설 204.0% △쌍용건설 192.4% △금호건설 158.8% △서한 129.9% 등이다.
이는 전년도 7개사(△코오롱글로벌 △태영건설 △롯데건설 △두산건설 △서한 △쌍용건설 △금호건설)보다 2곳 늘어난 것이다.
반대로 자본총계 대비 차입금 비중이 10% 이하인 건설사로는 △HJ중공업 2.2% △한화 2.7% △효성중공업 3.2% △두산에너빌리티 3.3% △계룡건설산업 5.0% △삼성물산 5.9% △호반건설 8.5% 등 7개사로 집계됐다.
2022년말 기준 10개사(△한화 △HJ중공업 △계룡건설산업 △두산에너빌리티 △효성중공업 △삼성물산 △DL건설 △호반건설 △SK에코플랜트 △서희건설) 대비해서는 3곳 감소했다.
지난해 말 기준 대출 잔액으로는 현대건설이 9조9067억원으로 가장 많았다. 이어 롯데건설(5조3891억원), GS건설(3조3015억원), 태영건설(2조6920억원), HDC현대산업개발(2조5302억원) 순이었다.
브릿지론 대출 잔액 비중이 가장 높은 건설사는 호반건설로 대출 전액(100%, 4227억원)으로 집계됐다. 이어 △롯데건설(88.0%, 4조7411억원) △신세계건설(88.0%, 2200억원) △제일건설(68.3%, 3880억원) △HL디앤아이한라 (58.3%, 1402억원) 등이었다.
본PF 대출잔액 비중이 100%인 건설사는 △삼성물산(2조3640억원) △금호건설(7460억원) △두산에너빌리티(3533억원) △화성산업(2543억원) △양우건설(650억원) △효성중공업(390억원) △HJ중공업(77억원) 7개사였다. 50%를 넘긴 건설사는 KCC건설(98.5%, 2565억원) 등 23곳으로 나타났다.
지난해 말 기준으로 2024년 부동산 PF 만기 도래 차입금 규모가 가장 큰 건설사는 현대건설로 7조2790억원이었으며, 이는 전체 대출잔액 9조9067억원 중 73.5%로 집계됐다.
다음으로 △롯데건설 4조5351억원(84.2%) △GS건설 2조393억원(61.8%) △대우건설 1조4233억원(86.6%) △코오롱글로벌 1조3642억원(70.0%) 순이었다.
2025년 만기 차입금이 1조원을 넘는 건설사는 △HDC현대산업개발(1조2685억원) △GS건설(1조1107억원) △삼성물산(1조359억원)으로 집계됐다.
break9874@naver.com
*아래는 위 기사를 '구글 번역'으로 번역한 영문 기사의 [전문]입니다. '구글번역'은 이해도 높이기를 위해 노력하고 있습니다. 영문 번역에 오류가 있을 수 있음을 전제로 합니다.<*The following is [the full text] of the English article translated by 'Google Translate'. 'Google Translate' is working hard to improve understanding. It is assumed that there may be errors in the English translation.>
Large construction companies, real estate PF borrowings up 15% in 2023... 9 companies exceeding equity capital
Break News Reporter Moon Hong-cheol= As of the end of last year, it was calculated that among the top large construction companies, the amount of real estate PF (Project Financing) loans alone exceeded 100% of their equity capital.There were 2 more places than 7 places in the same period last year.
According to CEO Score on the 5th, among the top 50 construction companies in the 2023 construction capability evaluation, 39 construction companies that can be compared with the previous year were surveyed on the status of real estate PF-related borrowings (guarantee limit, deposit amount, loan balance, consolidated basis). As of the end of the year, the total loan balance was KRW 46.3644 trillion, an increase of KRW 6.1479 trillion (15.3%) compared to KRW 40.2165 trillion in the same period last year.
In terms of detailed items, main PF (loan to finance construction and development costs after approval) accounted for the largest amount at KRW 27.5927 trillion (59.5%). This is an increase of 4.9023 trillion won (21.6%) compared to the same period last year.
Next, bridge loans (loans to secure initial funds for business such as land purchase) amounted to KRW 17.2192 trillion (37.1%), an increase of KRW 623.6 billion (3.8%) compared to the same period last year. Other loan costs amounted to KRW 1.5525 trillion (3.3%), an increase of KRW 622 billion (66.9%) from the previous year.
As of the end of last year, a total of 9 construction companies were confirmed with a ratio of real estate PF borrowings to total capital exceeding 100%. Including Taeyoung Construction, which is in a state of capital erosion, △Kolon Global 351.7% △Doosan Construction 300.8% △SGC E&C 289.6% △Shinsegae Construction 208.4% △Lotte Construction 204.0% △Ssangyong Construction 192.4% △Kumho Construction 158.8% △Seohan is 129.9%, etc. .
This is an increase of 2 from the previous year's 7 companies (△Kolon Global △Taeyoung Construction △Lotte Construction △Doosan Construction △Seohan △Ssangyong Construction △Kumho Construction).
On the contrary, construction companies with a ratio of borrowings to total capital of 10% or less include △HJ Heavy Industries 2.2% △Hanwha 2.7% △Hyosung Heavy Industries 3.2% △Doosan Energy 3.3% △Gyeryong Construction Industry 5.0% △Samsung C&T 5.9% △Hoban Construction 8.5%, etc. It was counted as 7 companies.
As of the end of 2022, there were 10 companies (△Hanwha △HJ Heavy Industries △Gyeryong Construction Industry △Doosan Energy △Hyosung Heavy Industries △Samsung C&T △DL Construction △Hoban Construction △SK Eco Plant △Seohee Construction) compared to 3 companies.
As of the end of last year, Hyundai Engineering & Construction had the largest loan balance at 9.9067 trillion won.This was followed by Lotte Engineering & Construction (KRW 5.3891 trillion), GS Engineering & Construction (KRW 3.3015 trillion), Taeyoung Construction (KRW 2.692 trillion), and HDC Hyundai Development Company (KRW 2.5302 trillion).
The construction company with the highest bridge loan balance was Hoban Construction, which accounted for the entire loan (100%, KRW 422.7 billion). Next were △Lotte Construction (88.0%, KRW 4.7411 trillion) △Shinsegae Construction (88.0%, KRW 220 billion) △Jeil Construction (68.3%, KRW 388 billion) △HL D&I Halla (58.3%, KRW 140.2 billion).
Construction companies with 100% of the loan balance of this PF are △ Samsung C&T (KRW 2.364 trillion) △ Kumho Engineering & Construction (KRW 746 billion) △ Doosan Energy (KRW 353.3 billion) △ Hwaseong Industrial (KRW 254.3 billion) △ Yangwoo Construction (KRW 65 billion) △ There were 7 companies: Hyosung Heavy Industries (KRW 39 billion) and HJ Heavy Industries (KRW 7.7 billion). There were 23 construction companies that exceeded 50%, including KCC Construction (98.5%, KRW 256.5 billion).
As of the end of last year, the construction company with the largest amount of real estate PF loans due to mature in 2024 was Hyundai Engineering & Construction with KRW 7.279 trillion, accounting for 73.5% of the total loan balance of KRW 9.9067 trillion.
Next was Lotte Engineering & Construction, 4.5351 trillion won (84.2%), GS Engineering & Construction 2.0393 trillion won (61.8%), Daewoo Engineering & Construction 1.4233 trillion won (86.6%), and Kolon Global 1.3642 trillion won (70.0%).
The construction companies with loans maturing in 2025 exceeding KRW 1 trillion are HDC Hyundai Development Company (KRW 1.2685 trillion), GS Engineering & Construction (KRW 1.1107 trillion), and Samsung C&T (KRW 1.0359 trillion).
